When I first learned about Kai-Zen, I struggled to overcome the too-good-to-be-true feeling. After talking to a number of insurance professionals, accountants, attorneys, financial and tax advisors and asking them to challenge the structure and the strategy, I finally came around and enrolled. I view my participation in Kai-Zen as a safe and functional component of my portfolio; one that gives me and my family important protections that were previously missing from my life plan.